David Polatis
Advisor & Financial Planner
Meet Dave. Born and raised in Idaho, he has called Southern Utah home for the last 4 decades. With over 30 years of experience in the insurance business and 12 years’ experience as an investment advisor doing retirement planning, investment advising, and estate planning, he has seen the obstacles that most face when it comes to mapping their retirement and has helped them overcome those challenges.
But he’s not just your typical suit-and-tie advisor; he knows what it means to have a hands-on approach to everything he does. He grew up on a potato farm and raised 4 boys, it’s in his nature. He cherishes the relationships he has with his clients and is fulfilled when they feel secure in their investment and when concerns are addressed. He has only one mantra “Do what is best for your client, and you will be the best” and that is something he stands by.
But when he’s not in the office, you can find David on the lake with his sons and grandkids, Jeeping in the desert, or watching his beloved football.
Diagnosed with cancer in the spring of 2014, he was determined to overcome this new obstacle and fight to be here for his wife, children and grandchildren. He continues his fight today and is giving cancer something to be scared of.
No matter where you are in the retirement process or how long you’ve been enjoying your Golden Years, give David a call. He’s always willing to give you a first or second opinion and help you feel at ease with your decisions.
Ryan Polatis
Licensed Agent
Hailing from the red rocks of St. George, Utah, Ryan had the dream of becoming a rockstar at a young age, playing on the world’s stage. But when he met his beautiful wife in the summer of 2012, he decided to realize a new dream: raise a family in the place he called home for his whole life.
Trading in his guitar picks for insurance tricks, he was recruited by his father and became the office expert in Medicare and Health products for both Utah and Nevada. He prides himself in helping his neighbors find their way through the maze of Medicare and choose the path that best suits their health & financial needs. Reach out to him to tackle all things medical insurance, whether that’s Medicare, Marketplace, Group Health, or Supplementary Insurance!
Don’t worry. Ryan still became a rockstar. Just ask his wife and 3 kids at home; they get a private concert every day, and so do the neighbors next door.
Lauren Lovato
Office Manager
Originally from West Valley City, Utah, Lauren made the move to St. George to attend Utah Tech University and quickly found her place both in the community and in a career centered around helping others. While her background began in the medical field as a medical assistant, she discovered her true passion lies in supporting people on the financial side of life—helping them feel informed, comfortable, and cared for every step of the way.
As the Office Manager, Lauren is the first voice you’ll hear when you call and the driving force behind everything that happens behind the scenes. From managing communication to keeping operations organized and running smoothly, she plays a key role in ensuring every client experience is seamless. Her strength in communication and natural ability to build relationships helps create an environment where clients feel welcome, supported, and genuinely valued.
Lauren understands that one of the biggest challenges clients face is building trust and feeling at ease, and she takes pride in being part of that process. With a detail-oriented and personable approach, she focuses on clear, open communication and making sure every individual feels heard and important. She lives by the philosophy, “what goes around comes around,” and believes that kindness and respect are at the core of every meaningful relationship.
Outside of the office, Lauren enjoys spending time with her husband and their cat, tending to her garden, and getting outdoors whenever she can. She also loves expressing her creativity through painting and crafting—and might surprise you with her love for scary movies and cozy movie nights.
Lauren is dedicated to helping keep the team moving forward and ensuring clients always feel supported, knowing they’re working with a firm that truly puts their needs first.